AMANDA WERNER: Yeah. Well, I think one of the things that frustrated people most about the Equifax data breach was that the day after they announced it, they, you know, put up this website where they were offering supposedly free credit monitoring as a way to make up for the data breach, but buried in the terms and conditions of that website was a forced arbitration clause. And people were just completely outraged that they would have taken advantage of this tragedy, that they created, to take away our right to sue them in court. What really struck us, as consumer advocates, about that moment, though, is that this is standard procedure. It wasn’t just Equifax trying to get away with something in the wake of the data breach. This is what all banks and lenders do all the time.